Who We Are

Meet the independent agency that has been insuring East TN since 1914.

Since our beginnings in 1914, Price & Ramey Insurance has become a leader in providing quality protection for thousands of individuals & families throughout our region.

Providing the best in coverage and personal service is just one of the many reasons why today, more than ever, people are choosing Price & Ramey Insurance for their insurance needs, whether it be Auto, Home, Health, Business, Liability, Commercial, Business, or other.

Meet the Team

Our History

With over 100 years of experience, Price & Ramey is a staple in our community and a leader in the insurance industry.

Expand Timeline

1914

The original agency, owned by John Nall and L.M. Nease, was established in 1914.

1917

Nall and Nease sold the agency in 1917 to J. B. Lyons, and then to George Burbage and E.C. Price in 1919, who operated the business as Burbage and Price Agency.

1922

W. B. Ramey came to Kingsport and purchased the Harris-Anderson Agency, previously owned by Charles Harris and Jeff Anderson.

Ramey purchased the agency of Harris & Graves.

Ramey operated these firms as the Kingsport Insurance Agency until 1929.

1929

After the death of George Burbage in 1929, Ramey bought the Burbage interest.

The Burbage and Price Agency and Kingsport Insurance Agency combined under the name of Price & Ramey, composed of E.C. Price Jr. and William B. Ramey, a partnership.

1950

The agency was incorporated in December 1950.

1951

Joe Wimberly became a managing stockholder and producer with the firm until his death in 2009. He was a key factor in the company’s reputation, philosopy and growth, purchasing agencies in Elizabethton, Dandridge, Greeneville, and Morristown.

1956

Wimberly's brother, John Wimberly, purchased stock and became a member of the firm.

Prior to joining Price & Ramey, Wimberly had worked with Bennett & Edwards Agency as a producer. He became a mayor of Kingsport 1954-1955 and died August 13, 2004.

1959

Howard Hayden Hannabass, Jr., became part-owner.

1983

John Wimberly sold his interest to Joe Wimberly and Hannabass.

1986

Hannabass sold his stock to Joe Wimberly.

1995

Kieth Sims became a member of the firm in November, 1995 and became a stockholder in 1997.

1998

Laws-Troutman Inc. in Elizabethton, TN was acquired in 1998. The name was later changed to Price & Ramey of Elizabethton.

2002

Jenkins Insurance Agency in Dandridge TN was acquired, later becoming Price & Ramey of Dandridge.

Gardner Insurance Agency, Morristown, TN, was acquired, and was eventually merged into Southern States Insurance, Morristown in 2009.

2006

Abble Consumer of Greeneville TN, is acquired and later named Price & Ramey of Greeneville.

2008

Price & Ramey expands to a new location at 1524 Bridgewater Lane, Suite 101, Kingsport, TN with 19 employees.

Hodge Hardy Agency (Newport, TN) is acquired in 2008 and merged into Jenkins Insurance Agency.

Price & Ramey purchased a SIAA franchise and began a separate company named Mountain Empire Agency Alliance, which expanded operating area to 46 counties in East Tennessee, Northern Virginia and Western North Carolina.

2009

Southern States Insurance was acquired, later becoming Price & Ramey of Morristown.

Joe Wimberly died November 14, 2009, and the business was transferred to heir, Keith Sims.

2019

Greene Insurance Agency was purchased in 2019, later becoming Price & Ramey of Tazewell.

2020

Keith Sims died June 10, 2020. Linda Nichols, Director of Operations, HR & Licensing, was elected Interim President/CEO.

Price & Ramey of Elizabethton, was closed August 15, 2020; and their files and servicing were moved to the primary location in Kingsport.

Price & Ramey of Dandridge re-located to 222 East Broadway Bospanevard, Suite 201, Jefferson City, TN 37760, becoming Price & Ramey of Jefferson City.

Board of Directors voted to change the status of Linda Nichols from Interim President/CEO to President/CEO.

2021

Price & Ramey Insurance Group continues to offer top of the line custom insurance solutions to East TN through offices in Kingsport, Morristown, Jefferson City, and Tazewell. After over 100 years of business, they are continually committed to providing coverage to the hardworking people and businesses of this community.

Read Our Blog

Whether you are looking for advice, explanations, suggestions, or guidance, read the Price & Ramey blog.
Still have questions? Contact us today.

When an Insurance Claim is Denied

Making insurance claims is stressful but can become a bigger headache if your claim is denied. Depending on the type of loss, there could be a legitimate reason for denial. However, this is not always the case. This blog will assist in understanding common denial reasons, what to do next, and how to avoid being denied.

How Insurance Claims Work

You’re not alone if you have ever wondered how insurance claims work. This blog is meant to help shed some light on the process.

Why Insurance Premiums Increase

Jimmy Cooper, Marketing Coordinator Introduction Price increases in products and services are a typical trend…

Do I Really Need Insurance?

Why and what insurance policies are the most crucial, and what policies are enforced legally?

Deep Dive into Life Insurance

With how unpredictable our world is, life insurance is something everyone should have. However, it can feel overwhelming with so many insurance companies, plans, and policy types to choose from. Ensuring you pick a policy that works for you and your family will give you peace of mind as you prepare for the future. So what exactly is life insurance? Let’s deep dive together.

Insurance Break Down

We all know that we need to have some type of insurance policy, but knowing what the best policy and agency to go with can be tricky. That is the first step to being insured is purchasing insurance; you need to find an agency and agent you can trust. This agent should have your best interest in mind; they should help you find a policy to match your individual needs. After working with a trusted agent, you will have a regular payment to an insurance carrier referred to as your “premium”. Premiums can be paid monthly, semiannually, or annually. In exchange for your premium, the insurance carrier agrees to pay for any loss if a covered event occurs, referred to as a “claim”. Insurance works by spreading the risk of loss across many months to make the financial burden of the risk lower for all.

Many unique needs. One Price & Ramey.

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