Your Path to Better Coverage
1
Contact Us
Talk to an agent about your needs and details.
2
We Match
We pair your unique needs to the best suited of our 150+ carriers.
3
We Customize
We tailor your policy to your budget and priorities.
4
You are Covered
Protect your business and yourself with an agency you can trust.

Mission
Price & Ramey Insurance Group will advance our legacy as the insurance partner of choice, and protect the assets of families and businesses through resolved, resolute coverage and service.
Vision
We are dedicated to a pre-eminent standard of excellence, offering modern solutions, unparalleled customer service, and tailored coverages to all individuals and businesses.
Custom Solutions With You In Mind
Unlike the national brands, our independent insurance agency has over 150 carriers, so we can match your unique needs with the best policy at the best price. We’ll keep you covered so you can focus on the things that matter.
Price & Ramey Insurance by the numbers
Beyond the numbers, we are a friendly, locally owned business, that is committed to protecting the things that matter most to you. We can’t wait to meet you.

Price & Ramey received my family’s business through an acquisition. In the last 12 to 18 months we all have found other insurance providers. This company has been incredibly difficult to work with and has screwed up several of our policies. I do not have confidence in their capabilities nor are they professional.
I've had this insurance for over 10 years and everything's fine until you have a problem and need them.
Earlier this year my pizza shop had the power turned off while the county worked on power lines. I lost every bit of refrigerated food I had not once, but twice. It took them 2 months to get anything done.
Then this hurricane and the flooding this past week with Helene. Roof/window leaked. Basement is 4 foot underground. Water flooded and came in through the bottom of the wall.
Called Wednesday before a all the damage happened in Newport and North Carolina. BEFORE. I flooded due to the volume of rain. No one got back with me at the insurance company until the following Monday on the 30th of September. The damage happened on the 25th. So, already a week after JUST TO TALK TO AN AJUSTER. I was then called about them finally coming out today October the 7th and got into an argument with the man on the phone about my house is 2 stories. They tried telling me I live in a one story house. No, it's 2 stories. The key word about my basement flooding is ... "The basement"
Told me I'm not covered for any of the damage from the flood. And I can clean it up myself.
Neat. I'm going to farmers insurance.
Avoid Price and Ramey insurance. They do not care about you. They do not care about contacting you. They will push your phonecall off and transfer you until everyone's gone home for the weekend or day. They will tell you they will call you back. It will be days or weeks. God forbid you have them for your car insurance and you have an accident and need to get something done ASAP. They will not care.
I cannot stress how horrible this insurance company is.
So I called, went for a visit, and found the people friendly, proficient, and understood my specific needs. I highly recommend this company.
We are so glad we made the move to Price and Ramey!
In establishing our new residency in TN, we encountered some unexpected legal and regulatory issues that were making our transition difficult. When we mentioned these issues to Ms. Moody, she immediately produced nearly all the documentation that was required to resolve them.
Read Our Blog
Whether you are looking for advice, explanations, suggestions, or guidance, read the Price & Ramey blog.
Still have questions? Contact us today.
What You Need to Know About RV Insurance
We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.
Protecting Young Workers From Heat Illnesses
We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.
5 Common Cybersecurity Mistakes and How to Avoid Them
We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.
Why Small Businesses Need an Annual Insurance Checkup
We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.
The Most Popular Voluntary Benefits of 2025
We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.
Understanding the Risks and Coverage Needs of Convenience Stores
We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.