Price & Ramey

Tailored Insurance Solutions Since 1914.

Your Path to Better Coverage


Contact Us

Talk to an agent about your needs and details.


We Match

We pair your unique needs to the best suited of our 150+ carriers.


We Customize

We tailor your policy to your budget and priorities.


You are Covered

Protect your business and yourself with an agency you can trust.

Custom Solutions With You In Mind

Unlike the national brands, our independent insurance agency has over 150 carriers, so we can match your unique needs with the best policy at the best price. We’ll keep you covered so you can focus on the things that matter.

Personal & Commercial Products

Whether it is your business, home, car, life, or something else - trust the agents at Price & Ramey Insurance to put your priorities first.

Personal Commercial
Insurance Agency in the Region
Carriers to Choose From
Happy Customers Each Year
Years of Serving East Tennessee

Price & Ramey Insurance by the numbers

Beyond the numbers, we are a friendly, locally owned business, that is committed to protecting the things that matter most to you. We can’t wait to meet you.

Clean Residential Services, Inc.
Clean Residential Services, Inc.
15:40 19 Jul 22
You folks are TOP-NOTCH! Since our first encounter, everything has been seamless. The customer service is next... level.We are so glad we made the move to Price and Ramey!read more
Steve Keene
Steve Keene
00:54 09 Jul 22
Hannah Hill has always been very helpful and professional with any questions that I might have. I would very highly... recommend for any insurance needs. THANK HANNAHread more
Maurice Valois
Maurice Valois
19:42 06 Jul 22
When we moved here, everyone we spoke to had a preference for specific insurance companies for specific insurance... categories. We wanted one source for all of our insurance need (home, auto, RV). We selected an Independent Agency that dealt with all of the insurance companies that fit our needs (as well as others with which we were not familiar). Paula Moody at Price & Ramey put together a package that met all of our needs, at a price point well within our budget.In establishing our new residency in TN, we encountered some unexpected legal and regulatory issues that were making our transition difficult. When we mentioned these issues to Ms. Moody, she immediately produced nearly all the documentation that was required to resolve more
Charlene Booth
Charlene Booth
00:31 25 Jun 22
Cynthia is an excellent Account Manager. She really works for the client to get the best insurance at the best price.
Joseph Nichols
Joseph Nichols
19:09 18 May 22
Always quick to resolve any issues or in changing anything with my policies. I can always very easily get in contact... and receive a timely response back. Always great customer service!! I would highly recommend to anyone!! The whole team is absolutely amazingly awesome!!read more
Stuart Albee
Stuart Albee
16:35 19 Apr 22
We are in our third year with Price & Ramey taking care of the insurance needs for our church for the past 3 years. ... Though we have never had a claim for them to provide that sort of help, their response to policy questions has always been timely and helpful. No complaints and nothing negative to report so more
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Our Carrier Network

Read Our Blog

Whether you are looking for advice, explanations, suggestions, or guidance, read the Price & Ramey blog.
Still have questions? Contact us today.

When an Insurance Claim is Denied

Making insurance claims is stressful but can become a bigger headache if your claim is denied. Depending on the type of loss, there could be a legitimate reason for denial. However, this is not always the case. This blog will assist in understanding common denial reasons, what to do next, and how to avoid being denied.

How Insurance Claims Work

You’re not alone if you have ever wondered how insurance claims work. This blog is meant to help shed some light on the process.

Why Insurance Premiums Increase

Jimmy Cooper, Marketing Coordinator Introduction Price increases in products and services are a typical trend…

Do I Really Need Insurance?

Why and what insurance policies are the most crucial, and what policies are enforced legally?

Deep Dive into Life Insurance

With how unpredictable our world is, life insurance is something everyone should have. However, it can feel overwhelming with so many insurance companies, plans, and policy types to choose from. Ensuring you pick a policy that works for you and your family will give you peace of mind as you prepare for the future. So what exactly is life insurance? Let’s deep dive together.

Insurance Break Down

We all know that we need to have some type of insurance policy, but knowing what the best policy and agency to go with can be tricky. That is the first step to being insured is purchasing insurance; you need to find an agency and agent you can trust. This agent should have your best interest in mind; they should help you find a policy to match your individual needs. After working with a trusted agent, you will have a regular payment to an insurance carrier referred to as your “premium”. Premiums can be paid monthly, semiannually, or annually. In exchange for your premium, the insurance carrier agrees to pay for any loss if a covered event occurs, referred to as a “claim”. Insurance works by spreading the risk of loss across many months to make the financial burden of the risk lower for all.

Many unique needs. One Price & Ramey.