Price & Ramey Blog
Your questions answered.
Renters Insurance Myths
There are many myths surrounding what renters insurance is and what it covers. This blog covers some of the common myths and truths.
Annuities Explained
Two popular options for your retirement are investing in employer-sponsored 401(k) and 403(b) plans. However, annuities are often overlooked but may be a viable option.
Linda W. Nichols has been Inducted into the Prestigious Marquis Who’s Who Biographical Registry
KINGSPORT, TN, January 09, 2023 /24-7PressRelease/ — Linda W. Nichols has been inducted into Marquis Who’s Who. As in all Marquis Who’s Who biographical volumes, individuals profiled are selected on the basis of current reference value. Factors such as position, noteworthy accomplishments, visibility, and prominence in a field are all taken into account during the selection process….
How often does my insurance policy need to be updated?
Life is full of changes and a lot can happen in a short time span. It is important to update your policy so you can ensure you are fully covered.
When an Insurance Claim is Denied
Making insurance claims is stressful but can become a bigger headache if your claim is denied. Depending on the type of loss, there could be a legitimate reason for denial. However, this is not always the case. This blog will assist in understanding common denial reasons, what to do next, and how to avoid being denied.
How Insurance Claims Work
You’re not alone if you have ever wondered how insurance claims work. This blog is meant to help shed some light on the process.
Why Insurance Premiums Increase
Jimmy Cooper, Marketing Coordinator Introduction Price increases in products and services are a typical trend we experience yearly. Many factors play into the increases, sometimes unpredictable, in recent years labor shortages due to the global pandemic. There isn’t an area of our lives that will not see price increases; after all, in 1955, the price…
Do I Really Need Insurance?
Why and what insurance policies are the most crucial, and what policies are enforced legally?
Deep Dive into Life Insurance
With how unpredictable our world is, life insurance is something everyone should have. However, it can feel overwhelming with so many insurance companies, plans, and policy types to choose from. Ensuring you pick a policy that works for you and your family will give you peace of mind as you prepare for the future. So what exactly is life insurance? Let’s deep dive together.
Insurance Break Down
We all know that we need to have some type of insurance policy, but knowing what the best policy and agency to go with can be tricky. That is the first step to being insured is purchasing insurance; you need to find an agency and agent you can trust. This agent should have your best interest in mind; they should help you find a policy to match your individual needs. After working with a trusted agent, you will have a regular payment to an insurance carrier referred to as your “premium”. Premiums can be paid monthly, semiannually, or annually. In exchange for your premium, the insurance carrier agrees to pay for any loss if a covered event occurs, referred to as a “claim”. Insurance works by spreading the risk of loss across many months to make the financial burden of the risk lower for all.