Personal Insurance
Keep you and your family protected from the unexpected ahead.
Protect yourself, your family, your health, and your assets.
Independent insurance solutions with your family in mind
Keeping yourself and your family covered in the event of the unexpected is critical. It is important to work with an agency you can trust -- who care as much about your loved ones as you do.
The dedicated team at Price & Ramey Insurance has been a part of this community for over 100 years, protecting our neighbors like they were our own family.
Explore our personal insurance products
Coverage on your budget. Discounts are available if you purchase multiple policies, policies paid in full, multi-car auto policies, accident-free drivers, and more. Price & Ramey offers all lines of personal insurance, so package your insurance and save. If you are looking for coverage not listed here, don’t hesitate to contact us for a custom quote.
Explore our personal insurance products
New ways to get coverage on your budget. Discounts available with new home, alarms, loss-free, multi-policy lines, and more. Package your insurance and save with Price & Ramey. Price & Ramey offers all lines of personal insurance. If you are looking for coverage not listed here, please contact us for a custom quote.
Choosing the best insurance for you.
No matter your unique needs, insurance is a personal choice. Protecting your life, your family, and your property are some of the most important decisions you make each year. It is important to understand your policies, match your budget, and keep the things that matter most to you safe.
What is personal lines insurance?
In layman's terms, personal lines insurance protects your personal assets. These policies will cover your home, automobile, life, health, assets, and more from accidents and loss. By paying a monthly insurance fee, the risk of an accident no longer comes with the risk of significant financial impact - offering you peace of mind daily.
Why choose an independent insurance agency?
An independent agency, such as Price & Ramey Insurance, offers multiple insurance carriers. When an independent agent offers you a quote, they are often scanning hundreds of carriers to find the best match for you based on your specific needs and budget. This allows agents to present you with a customized policy bundle, rather than a captive agent who can only offer you one policy.
In need of advice?
With a decision this important, we want to make sure you are confident in your policies. At Price & Ramey Insurance, our agents work for you. With over 100 years of insuring East Tennessee, we are able to break down the, often complicated, world of insurance into terms you can easily understand.
By talking to our agents or reading our blog, we will make sure you have the information you need to make an informed decision that will protect you and your family.