High Net Worth
Insurance Coverage
Protect What Matters Most with Exclusive High Net Worth Insurance Coverage
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Price & Ramey Wealth Guard Insurance
At Price & Ramey Insurance Group, we understand that your assets and lifestyle require personalized protection that transcends standard insurance policies. With a legacy of excellence in East Tennessee since 1914, we specialize in offering bespoke coverage specifically designed for high-net-worth individuals like you.
Our Commitment to You
Trust us to provide the comprehensive protection you deserve, ensuring your peace of mind and safeguarding your legacy. Our policies offer more than just insurance—we provide peace of mind.
Bespoke Coverage
Your assets are unparalleled, and your insurance should be as well. We collaborate closely with you to design a policy that addresses your unique needs and concerns.
Personalized Concierge Service
Enjoy the luxury of direct access to our dedicated team anytime you require assistance. Say goodbye to impersonal 800 numbers; our experts are committed to ensuring your insurance experience is seamless and effortless.
All-Encompassing Protection
Whether it's your home oasis, rental properties, art collections, wine cellar, or classic vehicles and watercraft, we provide comprehensive coverage to protect every facet of your unique lifestyle.
Exceptional Liability Limits
Our policies offer significant liability limits, shielding you from potential legal claims and preserving your financial security.
Exclusive Market Access
We tap into specialty markets tailored for high-net-worth individuals, offering enhanced coverage options and competitive pricing that reflect your needs.
Our Specialized Offerings
With access to specialty carriers, we can protect your assets at higher coverage limits to ensure you are always properly covered. Our staff is trained to ask all of the correct questions, negotiate with carriers, and write a custom policy that truly fits your needs. Start a quote with us today to ensure you are fully covered, and unlock our unparalleled customer service.
Homeowner’s Insurance
Coverage for high-value homes, multiple properties, rentals, and coastal properties.
Personal Excess Liability
Financial protection against claims for bodily injury, personal injury, or property damage.
Valuable Articles Coverage
Protection that considers market fluctuations affecting your valuable items, including furs, jewelry, collectibles, and firearms.
Auto Insurance
Comprehensive vehicle coverage, including antique, collector, and recreational cars, as well as motorcycles and motor homes.
Watercraft Insurance
Protection for all types and sizes of watercraft, ranging from surf and bass boats to live-aboard vessels, yachts, high-performance boats, and wooden hulls.
Professional Liability Insurance
Safeguards for your professional practice.
Life Insurance
Enhanced benefits for high net worth individuals, offering more than just income protection.
Business Insurance
Comprehensive coverage for your business ventures, ensuring your enterprises are protected with the same meticulous attention to detail.
Get a Quote
Briggs Allen
20:43 04 Aug 25
I am a new client of Price & Ramey Insurance Group and have been working with their representative Brandon Pierce. I chose this agency due to the numerous companies they represent. I have found Brandon to be knowledgeable, friendly and quite accessible. He made a good impression as someone willing to work for the customer, consequently he now manages my insurance portfolio. I look forward to this new business relationship.
Owen Luchies
14:44 01 Aug 25
Working with Brandon was a great experience with absolutely stellar service! The agent was extremely informative and helpful! Allowing me to navigate the nightmares of insurance! I was able to acquire great rates with the companies I chose! I I’m extremely satisfied with the help and assistance I received! 100/10 service and assistance!
Vilma Carrillo
19:03 27 Jun 25
I had a great experience working with Brandon . He was incredibly helpful, knowledgeable, and patient throughout the entire process. He took the time to explain all my options clearly and made sure I felt confident with my choices. It’s rare to come across someone who truly cares about customer service the way Brandon does. Highly recommend him if you’re looking for someone trustworthy and efficient!
D Fleenor
18:23 26 Jun 25
I am extremely grateful for Brandon Pierce's assistance in selecting my home, auto, antique auto, and life insurance. He was very knowledgeable and promptly answered all my questions.
Carleigh Gordon
17:50 20 Jun 25
I went in today and Jordan helped me, she was super professional and an absolute sweetheart. 10/10. Best service I've ever seen!!
Morgan Walker
17:12 13 May 25
Seek insurance services elsewhere!!
Price & Ramey received my family’s business through an acquisition. In the last 12 to 18 months we all have found other insurance providers. This company has been incredibly difficult to work with and has screwed up several of our policies. I do not have confidence in their capabilities nor are they professional.
Price & Ramey received my family’s business through an acquisition. In the last 12 to 18 months we all have found other insurance providers. This company has been incredibly difficult to work with and has screwed up several of our policies. I do not have confidence in their capabilities nor are they professional.
Cindy Jones
01:04 29 Apr 25
Brandon was very helpful in looking at my property and sending 2.quotes promptly. He was kind and very professional.
Cindy Bennett
12:47 14 Apr 25
What a great experience! Brandon is knowledgeable, respectful, and dependable. He worked hard to find us the best coverage for the best price to meet our needs. Look no further for expert service with!
Chrissy Butte
21:58 24 Mar 25
We were looking to change our auto and homeowner insurance after many years. We went to Price & Ramey with the hope they could help lighten the load of searching for so many quotes. We were not disappointed. Brandon Pierce came back with excellent quotes for us, and actually increased our coverage on our homeowners. He was very helpful and knowledgeable with our many questions. He was very kind and courteous. We highly recommend this group and Brandon Pierce.
Rachel K.
20:11 06 Mar 25
Brandon was attentive, listened to my concerns and needs, and was always looking for ways to help. He was an amazing assistance during a hard process!
Bonnie Olsten
17:11 04 Mar 25
Brandon worked very hard to find the best policies coverage and price. He saved us over $2000. I highly recommend him for all types of insurance.
Mackenly Jones
16:43 24 Nov 24
Great experience and customer service! Price & Ramey created a customized policy to fit my business's needs. Shoutout to Josh McMillan and Ben Christian.
Michael
12:56 18 Oct 24
I had good service in the beginning. When I got divorced they raised my rates by almost $1,200 for being single. Then my agent was changed and I have not had good communication or service since. When I was engaged to remarry the new agent Conor told me that it don’t really change my rate by being married even though it increased by $1,200 for becoming single. Then I had a wreck 100% not at fault and the other party took full responsibility. However this was exactly what Conor told me when my rates went up yet again. “I understand the point you have made about wrecks not being your fault and that you don’t believe you should pay for that. But any claim made regardless of fault is a hit on your license. At fault causes bigger changes than not at fault but regardless of fault a policy is liable to increase.” I have a commercial policy with a different company because they would not write commercial policies for my big truck and when I ask Conor about trying different companies due to the rates going up over marital status, non fault wrecks and such he simply told me he had no better option and I should just try the company that has my commercial account. This is his exact word “Anything that would work was upwards of 9/10 thousand a year which makes no sense to move at that point. Unfortunately Micheal I haven’t got anything for you right now. I would suggest trying State Farm where you have your commercial policy and see if they will take it.” Yet in an earlier conversation Conor had advised me “State Farm is a poor rated company, they don’t pay their claims, and they are struggling financially. You should consider getting that policy moved if you can.” But is now telling me I should move everything there. It has been extremely frustrating to say the least.
Jackolope WPPC
14:04 07 Oct 24
Avoid this insurance company at all costs.
I've had this insurance for over 10 years and everything's fine until you have a problem and need them.
Earlier this year my pizza shop had the power turned off while the county worked on power lines. I lost every bit of refrigerated food I had not once, but twice. It took them 2 months to get anything done.
Then this hurricane and the flooding this past week with Helene. Roof/window leaked. Basement is 4 foot underground. Water flooded and came in through the bottom of the wall.
Called Wednesday before a all the damage happened in Newport and North Carolina. BEFORE. I flooded due to the volume of rain. No one got back with me at the insurance company until the following Monday on the 30th of September. The damage happened on the 25th. So, already a week after JUST TO TALK TO AN AJUSTER. I was then called about them finally coming out today October the 7th and got into an argument with the man on the phone about my house is 2 stories. They tried telling me I live in a one story house. No, it's 2 stories. The key word about my basement flooding is ... "The basement"
Told me I'm not covered for any of the damage from the flood. And I can clean it up myself.
Neat. I'm going to farmers insurance.
Avoid Price and Ramey insurance. They do not care about you. They do not care about contacting you. They will push your phonecall off and transfer you until everyone's gone home for the weekend or day. They will tell you they will call you back. It will be days or weeks. God forbid you have them for your car insurance and you have an accident and need to get something done ASAP. They will not care.
I cannot stress how horrible this insurance company is.
I've had this insurance for over 10 years and everything's fine until you have a problem and need them.
Earlier this year my pizza shop had the power turned off while the county worked on power lines. I lost every bit of refrigerated food I had not once, but twice. It took them 2 months to get anything done.
Then this hurricane and the flooding this past week with Helene. Roof/window leaked. Basement is 4 foot underground. Water flooded and came in through the bottom of the wall.
Called Wednesday before a all the damage happened in Newport and North Carolina. BEFORE. I flooded due to the volume of rain. No one got back with me at the insurance company until the following Monday on the 30th of September. The damage happened on the 25th. So, already a week after JUST TO TALK TO AN AJUSTER. I was then called about them finally coming out today October the 7th and got into an argument with the man on the phone about my house is 2 stories. They tried telling me I live in a one story house. No, it's 2 stories. The key word about my basement flooding is ... "The basement"
Told me I'm not covered for any of the damage from the flood. And I can clean it up myself.
Neat. I'm going to farmers insurance.
Avoid Price and Ramey insurance. They do not care about you. They do not care about contacting you. They will push your phonecall off and transfer you until everyone's gone home for the weekend or day. They will tell you they will call you back. It will be days or weeks. God forbid you have them for your car insurance and you have an accident and need to get something done ASAP. They will not care.
I cannot stress how horrible this insurance company is.
Tracy Ogan
16:52 19 Jun 24
My company has worked with Price and Ramey for many years now and we highly recommend them. They are always professional and available to help with any questions or needs we may have.
Josee Sawyer
15:17 02 Mar 24
They found me more coverage for less money with a different insurance company than I had before. I appreciated that very much. They are very easy to work with and responded to all my questions very quickly. I highly recommend them for all of your insurance needs.
Leashea Smith
12:47 01 Feb 24
Very helpful and communication is always on point. Response time to claims and questions is awesome, we appreciate them.
Brandy Booker
14:15 19 Dec 23
The best of the best commercial insurance provider in the region. I would recommend them to any and everyone. Van and Rachael cannot be beat. Give them a call if you want exceptional service.
Jeff Weems
12:23 28 Sep 23
Ms. Hobbs is absolutely amazing at helping and offering suggestions to better suit needs
Jennifer Carrier-Berkley
16:50 27 Jul 23
The staff at Price & Ramey are amazing. Everyone is so nice and helpful. I have been a client there for about 20 years and have had nothing but excellent service from them.
A A
09:06 27 Jul 23
A local bank person recommended Faye to us for insurance coverage as we moved to Tennessee. Faye was able to provide home, vehicle, and umbrella policies. She answered all our questions and was a delight to work with. Thank you for all your time and help, Faye!
GARY REED
11:53 01 Jun 23
Price and Ramey have been very helpful during our church transition. I would recommend them for all your insurance needs.
Allison O'Dell
17:35 23 May 23
Immediate assistance in obtaining health insurance! Very easy! Definitely my company to refer my customers to! Crystal is phenomenal!!
Barry Bechtold
16:32 23 May 23
Price & Ramey (Faye Ashley) has been looking after my needs in a very professional manner for the past 10 yrs --- they have kept pricing and coverage on my home & vehicles economical and more coverage each year !! Since we are now moving to a location out of their reach they continued to support us as we searched for a other company in our new community!!! They have been a delight to work with in the past - present & hopefully future!!! We thank you Barry & Joan
Robert Rhea
15:48 17 Mar 23
I was told of this company by one of my friends who reported that it is a good company with a good reputation.
So I called, went for a visit, and found the people friendly, proficient, and understood my specific needs. I highly recommend this company.
So I called, went for a visit, and found the people friendly, proficient, and understood my specific needs. I highly recommend this company.
C A Jones
20:15 14 Feb 23
Have been with them for a number of years. Easy to do business with they give helpful info in dealing with your insurance. Laurel and Jeff are the best.
Elvira Grant
13:26 11 Jan 23
Great company to do business with. We have been working for many years together and my business needs are met every time and in the most efficient and customized way. Thank you for your wonderful work gals and guys at Price & Ramey!
Lee Reid
18:03 04 Jan 23
Very easy to do business with. Our Account Manager Paula Moody is very knowledgable and returns calls and answers questions promptly. She regularly suggests options and alternatives to keep rates reasonable.
Art Cate
17:47 15 Dec 22
Our HOA has been with Price and Ramey for a few years now and we find that they are very responsive to questions and requests. Good customer service.
Danny Roberts
16:43 22 Nov 22
Very knowledgeable and hassle free. Agent is always very quick to respond to request.
Clean Residential Services, Inc.
15:40 19 Jul 22
You folks are TOP-NOTCH! Since our first encounter, everything has been seamless. The customer service is next level.
We are so glad we made the move to Price and Ramey!
We are so glad we made the move to Price and Ramey!
Steve Keene
00:54 09 Jul 22
Hannah Hill has always been very helpful and professional with any questions that I might have. I would very highly recommend for any insurance needs. THANK HANNAH
Maurice Valois
19:42 06 Jul 22
When we moved here, everyone we spoke to had a preference for specific insurance companies for specific insurance categories. We wanted one source for all of our insurance need (home, auto, RV). We selected an Independent Agency that dealt with all of the insurance companies that fit our needs (as well as others with which we were not familiar). Paula Moody at Price & Ramey put together a package that met all of our needs, at a price point well within our budget.
In establishing our new residency in TN, we encountered some unexpected legal and regulatory issues that were making our transition difficult. When we mentioned these issues to Ms. Moody, she immediately produced nearly all the documentation that was required to resolve them.
In establishing our new residency in TN, we encountered some unexpected legal and regulatory issues that were making our transition difficult. When we mentioned these issues to Ms. Moody, she immediately produced nearly all the documentation that was required to resolve them.
Charlene Booth
00:31 25 Jun 22
Cynthia is an excellent Account Manager. She really works for the client to get the best insurance at the best price.
Joseph Nichols
19:09 18 May 22
Always quick to resolve any issues or in changing anything with my policies. I can always very easily get in contact and receive a timely response back. Always great customer service!! I would highly recommend to anyone!! The whole team is absolutely amazingly awesome!!
Stuart Albee
16:35 19 Apr 22
We are in our third year with Price & Ramey taking care of the insurance needs for our church for the past 3 years. Though we have never had a claim for them to provide that sort of help, their response to policy questions has always been timely and helpful. No complaints and nothing negative to report so far.
Our Commitment to You
With Price & Ramey Insurance Group you can expect more than just insurance. You'll receive peace of mind knowing that your assets and lifestyle are protected by a policy designed specifically for you, by an agency that has been in East Tennessee since 1914.