Price & Ramey Blog

Navigating the complex world of health insurance can often be overwhelming and confusing. If you don’t receive a health insurance plan through your employer, you are often on your own to find a provider and a plan that works for you and your family. Even if you select a plan, are you confident it is the best coverage for your budget and healthcare needs?

Understanding the choices you have when it comes to insurance shouldn’t be complicated. So in the simplest of terms, let’s look at what a captive vs. independent insurance agent is.

Finding an insurance agent you trust is a critical piece of ensuring you have the coverage you need. But with so many options out there, how do you know which agent is right for you and your unique needs?

There are insurance policies for everything you can imagine, so how do you know what policies you really need? Let’s break down some of the biggest categories of insurance, though it is important to talk to your insurance agent about your specific needs before purchasing a policy.

Purchasing insurance can be daunting for some of us, but it shouldn’t be. It shouldn’t be complicated, headache-inducing, or a burden. When insurance agents and customers work together everyone is on the same goal– to protect you.