Price & Ramey Blog

Your questions answered.

Knowing Your Benefits: Life Insurance

Life Insurance Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you your designated beneficiary would collect a financial benefit upon your…

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8 Common Car Insurance Myths

Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. Also, not understanding your coverage may lead you to believe you’re covered when…

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Are You Prepared? House Fire Safety

We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.

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Have You Written Your Love Letter to Your Family?

We specialize in taking care of Personal and Business Insurance needs. Our team is committed to our mission to protect families every day and can work with you to customize an affordable plan. We have Final Expense plans, Simplified Underwriting plans, Whole Life, Guaranteed Universal Life, and Return of Premium.

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Home Invasion Insurance

Home invasions are becoming increasingly common and pose much more of a threat than a typical home break-in.

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Renters Insurance Myths

There are many myths surrounding what renters insurance is and what it covers. This blog covers some of the common myths and truths.

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Annuities Explained

Two popular options for your retirement are investing in employer-sponsored 401(k) and 403(b) plans. However, annuities are often overlooked but may be a viable option.

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Linda W. Nichols has been Inducted into the Prestigious Marquis Who’s Who Biographical Registry

KINGSPORT, TN, January 09, 2023 /24-7PressRelease/ — Linda W. Nichols has been inducted into Marquis Who’s Who. As in all Marquis Who’s Who biographical volumes, individuals profiled are selected on the basis of current reference value. Factors such as position, noteworthy accomplishments, visibility, and prominence in a field are all taken into account during the selection process….

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How often does my insurance policy need to be updated?

Life is full of changes and a lot can happen in a short time span. It is important to update your policy so you can ensure you are fully covered.

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When an Insurance Claim is Denied

Making insurance claims is stressful but can become a bigger headache if your claim is denied. Depending on the type of loss, there could be a legitimate reason for denial. However, this is not always the case. This blog will assist in understanding common denial reasons, what to do next, and how to avoid being denied.

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