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4
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Price & Ramey offers all lines of commercial insurance. If you are looking for coverage not listed here, please contact us for a custom quote.
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New ways to get coverage on your budget. Discounts available with new home, alarms, loss-free, multi-policy lines, and more. Package your insurance and save with Price & Ramey. Price & Ramey offers all lines of personal insurance. If you are looking for coverage not listed here, please contact us for a custom quote.

Price & Ramey received my family’s business through an acquisition. In the last 12 to 18 months we all have found other insurance providers. This company has been incredibly difficult to work with and has screwed up several of our policies. I do not have confidence in their capabilities nor are they professional.
I've had this insurance for over 10 years and everything's fine until you have a problem and need them.
Earlier this year my pizza shop had the power turned off while the county worked on power lines. I lost every bit of refrigerated food I had not once, but twice. It took them 2 months to get anything done.
Then this hurricane and the flooding this past week with Helene. Roof/window leaked. Basement is 4 foot underground. Water flooded and came in through the bottom of the wall.
Called Wednesday before a all the damage happened in Newport and North Carolina. BEFORE. I flooded due to the volume of rain. No one got back with me at the insurance company until the following Monday on the 30th of September. The damage happened on the 25th. So, already a week after JUST TO TALK TO AN AJUSTER. I was then called about them finally coming out today October the 7th and got into an argument with the man on the phone about my house is 2 stories. They tried telling me I live in a one story house. No, it's 2 stories. The key word about my basement flooding is ... "The basement"
Told me I'm not covered for any of the damage from the flood. And I can clean it up myself.
Neat. I'm going to farmers insurance.
Avoid Price and Ramey insurance. They do not care about you. They do not care about contacting you. They will push your phonecall off and transfer you until everyone's gone home for the weekend or day. They will tell you they will call you back. It will be days or weeks. God forbid you have them for your car insurance and you have an accident and need to get something done ASAP. They will not care.
I cannot stress how horrible this insurance company is.
So I called, went for a visit, and found the people friendly, proficient, and understood my specific needs. I highly recommend this company.
We are so glad we made the move to Price and Ramey!
In establishing our new residency in TN, we encountered some unexpected legal and regulatory issues that were making our transition difficult. When we mentioned these issues to Ms. Moody, she immediately produced nearly all the documentation that was required to resolve them.
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With agents like neighbors, your local independent agency is here for all of your insurance needs. Price & Ramey Insurance has been protecting our community for over 100 years.